Photo of Kristina Gardner

Kristina Gardner

Nurse practitioner · Family medicine

15+ years of experience

Menopause Society Certified Practitioner

About Access Internal Medicine, PC

Kristina Gardner is a family nurse practitioner at Access Internal Medicine, a small concierge primary care practice in Wilmington that she shares with a physician assistant. Hormone evaluation and therapy are part of her women's health care, and she offers video visits as well as office appointments. Patients pay a yearly membership on top of their regular insurance. Each clinician caps their panel at about 500 people, so visits run longer and same or next day appointments are usually possible. She spent about 15 years focused on diabetes care and is also a diabetes educator. The practice takes a functional medicine approach and will see members in the hospital or at home when needed.

Care

Treats

  • Perimenopause
  • Menopause
  • Hot flashes
  • Sleep problems
  • Mood & anxiety
  • Brain fog
  • Vaginal dryness
  • Low libido
  • Irregular periods

Prescribes

  • Hormone therapy
  • Supplements & lifestyle
  • Lab testing

Particular focus

  • Bone health
  • Bladder & UTIs
  • Weight & metabolism

Cost and insurance

A membership fee is charged on top of insurance, which is still billed for visits.

Insurance

Private insurance — plans not listed, ask about yours

Medicare

Self-pay

Single membership, under 50
$1,000 per year
Single membership, over 50
$1,500 per year
Direct self-pay membership, under 50
$1,100 per year
Direct self-pay membership, over 50
$1,600 per year

Members still pay their usual insurance copays for covered sick visits.

Verified October 2026. Coverage depends on your plan — confirm with your insurer before your visit.

Qualifications

FNP-C, MSCP